Tanmoy Roy.
← Writing

Theme

AI

55 essays that discuss AI, newest first.

Beyond the AI Hype: Wealth-Tech's Data Problem

Data

AI is transforming wealth management by powering high-stakes judgment engines that streamline fiduciary decisions, generate new leads, automate compliance, and inform behavioral risk profiling.

The Rise of Shadow Fiduciaries and Liability Arbitrage

Wealth Tech

The rise of AI in wealth management creates 'shadow fiduciaries' and 'liability arbitrage' as firms exploit regulatory gaps by using AI for complex decisions while human advisors retain legal responsibility.

The Valuation Trap: How Real-Time Valuations May Be Fueling Advisor Churn

Wealth Tech

Wealth-tech is moving beyond administrative support, leveraging live firm valuations and automated alternative investment onboarding to become a strategic orchestration layer that drives new revenue streams and redefines advisory practices.

The Boutique RIA vs. Consolidation Play

Wealth Tech

Wealth-tech is shifting from simple automation to "judgment engines" that execute complex strategic financial decisions without human intervention, displacing traditional advisory roles.

Your CIO Is Redundant, Your ETFs Are Next.

Asset Tech

AI is poised to fundamentally disrupt the wealth management industry by automating core functions, replacing traditional roles, and transforming products like ETFs through advancements in direct indexing and proactive workflow engines.

The 'Smart API' Emerges: Why Modern APIs Are an Ecosystem, Not Just Glue

Product

Integrated AI platforms are now leveraging proprietary data across the entire advisor value chain for a competitive advantage, rendering API-based individual solutions less effective.

Your Risk Questionnaire Is Obsolete. Your TAMP Wholesaler Is Next.

Wealth Tech

AI-driven behavioral analysis, automated portfolio audits, and dynamic capacity modeling are displacing traditional risk assessments, challenging TAMP distribution, and reshaping firm-wide productivity in wealth management.

Beyond the Rebrand: The Hidden Work of RIA Integration

Wealth Tech

Successful RIA mega-mergers hinge on the unglamorous, behind-the-scenes overhaul of operational plumbing, not just rebrands, with true integration requiring systems consolidation, reskilling, and new governance to achieve scale and savings.

Is Altruist's Real Target Schwab's Margin, Not Its AUM?

Wealth Tech

The traditional custody model is dissolving as technology shifts value from asset holding to integrated services, compelling advisors to orchestrate specialized 'alt-custody' stacks for competitive advantage.

The Death of the Static Multiple: Inside the New AI-Powered RIA Deal Structure

Wealth Tech

AI is fundamentally reshaping the RIA business model by transforming M&A earn-outs, strengthening compliance for complex fees, enabling predictive client retention, securing communications against deepfakes, and quantifying client meeting insights.

The $80,000 Question: How AI Execution Tools Are Reshaping Advisor P&Ls

Wealth Tech

AI execution tools are transforming advisor profit and loss statements by reallocating capital from operational expenses to growth drivers, creating new revenue opportunities and solidifying firm value.

Why Trust is the New Software Moat

Product

Introduction For decades, the software industry relied on a simple premise: code is a competitive moat….

Advisor Tech 2025: A Playbook for Modern Advisors

Wealth Tech

The great tech‑stack debate A decade ago an advisor’s “tech stack” was a cobbled‑together CRM and…

Mansion House Shake-up: UK’s regulatory Red Tape Revolution

Asset Tech

Newly appointed Chancellor Rachel Reeves announced a sweeping overhaul of the U.K.’s financial‑services rulebook, a plan she dubbed the Mansion House Shake‑Up. The message is unmistakable: for Britain’s economy to thrive, we must eliminate outdated regulations that hinder capital flow and simplify the complicated red tape entrepreneurs face.

TOP 5 FINTECH TRENDS BACKED BY AUGMENTUM FINTECH – PART 2

Fintech

Dive into Part 2 of the top fintech trends supported by Augmentum Fintech, showcasing innovations shaping the future of financial services.

TOP 5 FINTECH TRENDS BACKED BY AUGMENTUM FINTECH – PART 1

Fintech

Explore the leading fintech trends supported by Augmentum Fintech, highlighting innovations shaping the future of financial services.

How Accounts Payable Automation Reduces Fraud and Boosts Efficiency

Fintech

Discover how automating accounts payable enhances efficiency and strengthens fraud prevention in financial operations.

AI Compliance Nightmares: 3 Red Flags FINRA & SEC Are Watching

Wealth Tech

The adoption of AI in financial services and wealth management in the United States has increased…

AI Upgrade: Morgan Stanley Wealth Advisors Get OpenAI Support

Wealth Tech

Morgan Stanley integrates OpenAI’s GPT-4 to enhance wealth advisors’ efficiency with AI-powered meeting summaries and insights.

$6 Trillion Shift: AI May Manage 50% of Retail Portfolios by 2027

Wealth Tech

Discover how AI is set to manage 50% of retail investment portfolios by 2027, driving a $6 trillion transformation in wealth management.

How Financial Automation is Transforming CFO Decision-Making in 2025

Fintech

Explore how financial automation is empowering CFOs in 2025 to make faster, data-driven decisions to drive smarter business strategies.

How Open Banking Can Help Your Coffee Chain—and Your Cash Flow

Fintech

Discover how open banking can streamline payments, improve cash flow, and enhance customer experience for your coffee chain.

Top 5 FinTech Trends Backed by Augmentum Fintech in 2025

Fintech

Discover the top 5 FinTech trends backed by Augmentum Fintech in 2025, from AI to embedded finance, shaping the future of digital finance.

The Rise of Embedded Finance: Integrating Financial Services into Everyday Business Tools

Fintech

Discover how embedded fintech is integrating financial services into everyday business tools, enhancing efficiency and user experience.

Top Fintech Companies Revolutionizing B2B Payments in the USA

Fintech

Discover the top fintech companies transforming B2B payments in the USA with faster, secure, and cost-efficient digital solutions.

Impact of FinTech Innovations on Traditional Wealth Management

Wealth Tech

Explore how FinTech is reshaping traditional wealth management, enhancing efficiency and personalization, in financial services.

Fintech Lending: The Future of Business Financing in the US

Fintech

Examine how fintech lending is done and how lenders are simplifying the loan process for businesses, from startups to enterprises.

The ESG Revolution: How America’s Top Financial Advisors Are Building a Greener Future

Wealth Tech

Discover how America’s top financial advisors are driving the ESG revolution, investing in sustainability, and building a greener future.

Top Fintech Platforms for Expense Management in US Businesses

Fintech

A guide to the best fintech tools available, helping companies manage and track expenses efficiently in the USA.

Innovative Products and Services Emerging in WealthTech Space

Wealth Tech

Discover the latest innovative products and services transforming the WealthTech space, from AI-driven investing to digital wealth management solutions.

Navigating the Future of NUI Design: Emerging Possibilities

Product

Explore the future of Natural User Interface (NUI) design and emerging possibilities shaping seamless, intuitive digital experiences.

Company Transformation in the Digital Age: Building Innovation

Product

Discover how companies can drive transformation in the digital age by embracing innovation, leveraging technology, and staying ahead in a competitive landscape

NUI Success Stories of Amazon Echo and Google Pixel Buds

Product

Explore the NUI success stories of Amazon Echo and Google Pixel Buds. Discover how these devices redefine user interaction with innovative natural user interface technology.

Top 10 WealthTech Companies Redefining the Asset Management Space

Asset Tech

Discover the top 10 WealthTech companies revolutionizing the asset management industry. Explore innovative solutions driving efficiency, transparency, and smarter investments.

Beyond the Passwords with Biometrics and The Art of AI in NUIs

Product

Explore how biometrics and AI-driven Natural User Interfaces (NUIs) are transforming digital security and creating seamless, intuitive user experiences.

FinTech Innovations in Wealth Management

Wealth Tech

Discover how FinTech innovations are revolutionizing wealth management with AI, robo-advisors, and personalized solutions, making financial planning smarter and more accessible.

Big Data vs Small Data: How Less Information Can Deliver More Insights

Data

Discover how small data can deliver powerful insights in a big data-driven world. Learn why less information can sometimes lead to smarter, faster decision-making.

Passive Portfolios: A Game-Changer for Gig Workers and Bootstrappers

Wealth Tech

Discover why passively managed portfolios are ideal for gig workers and bootstrapped entrepreneurs, offering low effort, cost-effective investment solutions for busy schedules.

5 Best AI Tools for stock trading

Wealth Tech

Discover the 5 best AI tools for stock trading that can help you analyze market trends, optimize investment strategies, and make smarter trading decisions with cutting-edge technology.

7 ways how ChatGPT is helping traders in technical analysis

Wealth Tech

Discover 7 ways ChatGPT is transforming technical analysis for traders, from generating insights and analyzing patterns to simplifying decision-making in the trading process.

InsurTech Growth: Exploring the Next Wave of Innovation

Fintech

Explore the next wave of innovation in InsurTech growth, uncovering opportunities that are reshaping the future of the insurance industry.

Product Innovations in the InsurTech

Fintech

Fintech expert Tanmoy Roy explores how advanced technologies are transforming InsurTech into a smarter, customer-focused industry.

Fintech’s Impact on the Insurance Industry

Fintech

Learn how Fintech innovations streamline processes, enhance customer experiences, and improve risk management in the insurance industry.

FinTech Innovations and Regulatory Challenges in Insurance Industry

Fintech

Discover the impact of technology on compliance, customer experience, and operational efficiency.

Top 10 Global InsurTech Companies You Should Know

Fintech

Discover the top 10 global InsurTech companies revolutionizing the insurance industry with innovative solutions, from AI-driven underwriting to customer-centric platforms. Explore how these pioneers are transforming the future of insurance worldwide.

Top 10 RegTech Companies in the Insurance Space

Fintech

Discover how RegTech is transforming the insurance sectors, helping companies navigate complex regulations with advanced compliance.

Can Robo Advisors replace human financial advisors?

Wealth Tech

Discover whether Robo Advisors can fully replace human financial advisors by exploring their advantages, limitations, and the future of personalized financial planning.

Can Robo Advisory create thematic investing strategies?

Wealth Tech

Learn how Robo Advisory platforms are equipped to formulate thematic investing strategies that target specific sectors or trends.

Why will the Global Robo Advisory Market grow in the next 5 years?

Wealth Tech

Discover why the Robo Advisory Market is set for rapid growth over the next 5 years, driven by technology and evolving investor preferences.

Challenges and Risks for WealthTech Startups

Wealth Tech

WealthTech startups are getting a considerable funding boost year after year. As per the research report…

Top Technology Trends Disrupting the Wealth Management Industry

Wealth Tech

The emerging FinTech trends are shaping the wealth management landscape, enhancing efficiency, accessibility, and client experience…

Top 10 FinTech Innovators in Wealth Management

Wealth Tech

Wealth management is witnessing a significant transformation due to the impact of digital technologies. Changing customer…

Robo Advisory: Understanding from Service Provider’s Point of View

Wealth Tech

The idea of keeping investing decisions free of emotions has been around for a long time,…

Top 20 Fintech Podcasts

Fintech

Podcast adoption is growing notably for a reason! In Fintech, professionals and leaders must stay current…

How will Robo Advisory improve with advancements in AI and ML?

Wealth Tech

According to Statista, assets under management (AUM) for robo advisors will have surpassed $2.76 trillion as…

Other themes